Don’t Let Grinches Steal Your Christmas

Giving gifts at Christmas has been a long-standing tradition for many families all over the world. Even though my holidays are incredibly busy, taking time to find a thoughtful gift to show my friends and family they are loved is important to me.

Online shopping makes it easy to find a great selection of gifts and can be a big time-saver. Unfortunately, thieves are waiting to take advantage of you. Here are some tips to protect yourself while shopping online.

[Read More]

Christmas Traditions Made with Family

Christmas is right around the corner which means stores are packed with people trying to find the perfect gift. It often seems like Thanksgiving is quickly surpassed in the excitement of Black Friday, the official kickoff of the holiday shopping season. Stores seem to keep pushing their hours further into Thanksgiving Day, trying to stay competitive. Last year, I remembered seeing advertisements for stores announcing they would be opening at 6 p.m. on Thanksgiving. This year, I even saw some stores open at 6 a.m. on Thanksgiving! It makes me so sad that many people are choosing to opt out of the family Thanksgiving dinner to score some deals on electronics and other items for Christmas presents. This holiday season, I urge you to spend time with your family.

[Read More]

Dress for Safety this Halloween

As the temperatures lower and we start to enter into the fall season, one of my favorite holidays is approaching: Halloween. I remember as a kid the excitement that would build each week as it approached. Being able to dress-up and pretend to be something you idealize is an American tradition unlike any other. For one night a year, you are encouraged to get outside of your home, knock on your neighbor’s door, and ask for a Trick-or-Treat.

Halloween can be fun for the young and old alike, but with this unique holiday also comes unique risks. As we know, Halloween brings out a lot of children with hopes of scoring as much candy as possible in one fateful night. It is essential to be aware, both as a pedestrian and as a driver.

If you are planning to trick-or-treat, there are three things that can be done to increase safety and give everyone a better experience.

[Read More]

Set the Bar Higher for Safety

drink safelyHolidays also evoke a sense of celebration…and drink specials at your favorite bar or restaurant. Whether it’s the champagne of New Year’s Eve, the green-tinted cocktails of St. Patty’s Day, or the margaritas of Cinco de Mayo, the commercial underwriter in me sees the potential risks for the establishment involved.

Most of bars and restaurants are full of celebrators on these days and it’s great for business – if you have the proper liquor liability coverage and controls in place. In my experience underwriting liquor liability coverage, most establishments recognize the need for this coverage, but many do not recognize the need to have all of their servers complete a certified alcohol awareness training course. Here are the top three reasons all servers need this important training: {Read More…}

Tips to Burglarproof Your Home This Summer

Men stealing laptop

Men stealing laptop

Summer has finally arrived! Between record snow storms, flooding, and hail, I thought it would never get here. Thankfully, vacation season is upon us but that means burglaries will inherently increase. Each year, there are more than 2 million burglaries, over 65 percent of which are residential break-ins, with the majority occurring in the peak vacation months of July and August. Furthermore, 9 out of 10 home break-ins could be prevented if homeowners would take simple steps to burglarproof their homes.

Here are some tips that can help you protect your home from burglary while you’re away this summer:

  • – Stop delivery of your mail and newspapers, or have a friend or neighbor pick them up for you.
  • – Keep bushes and shrubs well-trimmed and keep the outside of your home well-lit. Would-be thieves prefer not to be seen.
  • – Use timers on lights, televisions and radios to make it appear as if someone is home.
  • – Have your lawn maintained if you will be gone for more than a few days.
  • – Leave the air conditioner on; a silent compressor on a hot day is a good indication you aren’t home.
  • – Check with your local law enforcement agency. Many of them now offer a service where you can sign up to have an officer drive by your home and check on it during a regular shift…and it’s usually free!

Fire and water damage can also threaten your home while you’re enjoying your time away so be sure to take a few preventative measure to help protect your home from these perils:

  • – Unplug everything but the refrigerator, freezer, and the lights and radios you have set on timers.
  • – If possible, turn off the water to your sinks, toilets, dishwasher, washing machine, and hot water heater.

More than half of the U.S. population is planning a summer vacation away from home this year. If you’re one of them, be sure to follow these tips and you’ll be sure to have an enjoyable – and safe – summer holiday.


Source with permission to repost: https://blog.central-insurance.com/2016/06/02/tips-to-burglarproof-your-home-this-summer/