Do I need Disability Insurance?
What would happen if you became disabled or ill and could not work?
Would you be able to pay your bills? Make your mortgage payment? Buy groceries? Make your car payments? Provide for your family?
Other questions to consider might be: How long would your employer pay you? Do you have enough in savings to handle loss of income for a sustained period of time? Does your spouse or partner earn enough and have the ability to be a companion, private nurse and employee at the same time?
If you are concerned about any of these issues, you might consider purchasing Disability Insurance. Many different products are available to help protect you and your family against financial hardship.